A Comprehensive Look At The Cost Of Living Bayville, NJ

Cost of Living in Bayville NJ

Bayville is a community that is located in Ocean County, in the state of New Jersey. 

The cost of living in Bayville, NJ is 9% above the national average, making it a costly place to live when compared to other states. However, it ranks 10% less than the average cost of living in the state of New Jersey, so if you are looking to move to the Garden State, this might be one of the most affordable options. 

The population is around 23,340 people, which is relatively small, this homely town is more preferable for an intimate community. While small, there is a lot to do in Bayhill, NJ and its surrounding areas.

With that in mind, in this article we will take a look at some of the major costs of living in Bayville, NJ and how it compares to other states. 

Cost of Living Bayville, NJ

Housing Costs 

The housing costs of living in Bayville, NJ is relatively high when compared to other states. 

The average cost of a home in the area is about $278,200, which is 32% higher than the national average. It is cheaper than other parts of New Jersey, as this is 24% below the state average. 

Houses tend to be more expensive along the coast, which is not far from the Holly Park area. Here, you can purchase a 5 bedroom, 4 bathroom house with 3,000 square feet for about $1,999,900. 

North West of Bayville has more affordable housing options; a 3 bedroom, 2 bathroom house with 1,412 square feet is priced at around $299,900. 

In the same North West area, you can find affordable condominiums priced at $249,000 for 1,278 square feet and 2 bedrooms, 2.5 bathrooms.

When purchasing a home, there are other costs to consider such as the deposit, interest costs, and property taxes; not to mention the maintenance and general repair expenses. It is important to take note of the overall costs involved when wanting to become a homeowner. 

Rental Costs 

The average one-bedroom apartment in Bayville costs about $1,019, while a two-bedroom is around $1,252. Renting a two-bedroom apartment with a friend can work out to be more cost-effective. 

If you prefer to stay alone, but your budget is rather limited, renting a studio apartment that costs an average of $801 in Bayville is definitely an option. These options will vary in price, depending on how big the property is, the area it’s located in, and the features.

Transport Costs

Residents in Bayville generally tend to use their cars as the preferred mode of transport.  There are, however, public transport options available for those without a vehicle.

In terms of transport costs in Bayville, NJ, it will depend on whether you travel by car or utilize the public transport system. The most popular public transport method in the area is the Ocean Ride bus system, with the cost of bus fare around $2 for a one way trip.

The cost of a cab in Bayville New Jersey is $2.50 for the initial fare, with $2.50 for every subsequent kilometer. This means that a 5km trip will cost $12.50, while a 10km trip will cost $25. If you use the cab system occasionally it can be quite affordable, but it might not be the most economically sustainable for everyday travel. 

Gas costs an average of $3.25 per gallon in Bayville. This is a fairly average rate, as the national average is about $3.42. The monthly cost will depend on how far you commute each day. 

Utility costs

The utility cost of living in Bayville, NJ is slightly higher than the national average. 

Your energy bill will cost around $15.69 per kWh, which is much higher than the national average of about $10.42. This is due to several factors, most prominently that the state of New Jersey is densely populated which hikes energy costs, as well as the age of the buildings and infrastructure. 

The monthly utility cost of living in Bayville, NJ might be higher or lower, depending on how big your property is, the number of people in your household, and how much energy you consume.

New Jersey winters can be extremely cold, with snowy and stormy conditions. This means that your energy bill will spike during the colder months, with an increase in the usage of heating amenities. Ensure you prepare for this by saving during the warmer months to anticipate the higher bills in winter. 

Your phone bill will vary in cost per month, as different plans and networks offer different prices. Explore the network provider options in the area, as well as the various plans available, to ensure you are getting the best deal possible. You can often find packages that include benefits like unlimited calls, which can average around $65. 


The average cost of health insurance in Bayville, NJ is about $8,130 per person, which is about $1,149 above the national average. 

A trip to a general practitioner without health insurance will set you back anywhere around $119. Keep in mind that if you are admitted into a hospital, are referred to a specialist, or require treatments or medication, it will cost far more in excess costs. 

A trip to the dentist will set you back around $78 on average, but this will likely be more if you need treatments like fillings, crowns, or root canal surgery. 

Taking your pet to the vet will cost anywhere between $50-$250, depending on the place and the extent of the exam. Again, this is not inclusive of any additional treatment or medication that your pet might require. You can explore options of pet insurance to cover any medical costs for your pet, especially if they are older or prone to illness. 

Grocery costs 

The average cost of groceries in Bayville, NJ is slightly higher than the national average (3.9 indices). However, it is slightly lower than the average in New Jersey. 

The price of bread in a store like Walmart in Bayville, NJ, which is a very popular store, will cost anywhere between $1 and $3. The cost of a gallon of milk at the same store will be between $1 and $2.


There is a variety of entertainment options in Bayville, as well as in the surrounding areas in New Jersey. 

Double Trouble State Park is a great outdoor area. You can simply enjoy the scenery, go for a hike, do horse riding, or partake in water sports like kayaking and canoeing. There is no entrance into the park, but additional activities might require hiring costs for equipment. 

Another outdoor option is John C. Bartlett, Jr. County Park. There are water activities for children, as well as fishing areas for general fishing and crabbing. You can gather the family for a picnic, or watch the sunset in one of the many scenic spots. There is no fee to enter the park, making it another budget-friendly option. 

Eating out 

The popular River Lady is a restaurant on the water. A meal for two will cost between $40-$65. 

The authentic Italian restaurant Senza is a staple among locals, with a la carte options ranging between $12-40, and buffet options between $13 and $25 per person. 

Obcos Donuts is a famous spot for sweet treats. A donut will cost around $1.45, while a dozen will be about $12. 


The average income per household in Bayville is about $81,599 per year, which is about 12% below the average income per household for the state of New Jersey. However, it is 30% higher than the national average. 

The average individual income is around $40,567. Some of the key industries in the state of New Jersey are energy, sciences, food, healthcare, and technology. 

This is fairly consistent with the higher living costs. States that charge more for expenses like housing and utilities will generally offer higher salaries so that people can afford the lifestyle. 

Things To Know Before Moving To Bayville, NJ

Crime Rates

Bayville, NJ is a relatively safe place to settle down. It lies in the 92nd percentile. Generally, the Southwest area tends to be considered the safest area to live.

When measuring the crime incidents per year, about 11.69 per 1000 Bayville residents are affected by crime in 12 months. There are generally more crimes that take place in public areas like parks or shopping centers, rather than residential areas. 

While crime does occur, it is low compared to other states. This gives you peace of mind that moving to Bayville will provide you with a safe lifestyle.

Beach Access

The scenic beaches in Bayville are only accessible to residents in the area.

Residents can get a parking ticket from the Village Hall to park near the beach, and that vehicle must be linked to a Bayville home address. You will need to download and complete a form that is taken to the Village Hall. 

This means that residents can enjoy the beaches without worrying about hoards of visitors crowding the area, especially in the summer months. 

Property Tax

New Jersey state has incredibly high property tax rates (the highest average in the US). The average cost is currently $9,112 per annum, and the rates can increase slightly every year. 


New Jersey is home to several top universities, which means that a high standard of education is available to residents in Bayville. 

Ivy League school Princeton University is nearby, and is ranked as one of the top colleges in the US. There is also Rutgers University in Brunswick, College of New Jersey in Ewing, and Stevens Institute of Technology in Hoboken – all a stone’s throw away from Bayville. 

Princeton is a more expensive university option, with tuition fees averaging around $77,690 per annum. This includes tuition, housing, board, and other miscellaneous expenses. Stevens Institute of Technology is another pricey option, and attendees will pay an average of $75,770 per annum, including housing and textbooks. 

The average fees in New Jersey for Rutger University is $15,804 for commuters, and $29,206 for on-campus students. At College of New Jersey, New Jersey residents pay an average of $31,992.98 for tuition and housing, while out-of-state residents pay $37,434.12. 

In Conclusion

In this article, we discussed the average cost of living in Bayville, NJ and how it is slightly higher than the national average.

Residents of Bayville live in a well-run, equipped area that offers great jobs, a high level of education, and a range of affordable entertainment. 

There are a number of scenic outdoor entertainment options for the singles, couples or families to enjoy. 

Bayville is considered incredibly safe as the level of crime is a lot lower than in other towns in the area. If you are considering a move to Bayville, NJ in the near future consider hiring a team of professional movers to take all of the stress out of moving day. If you are looking for a reputable moving company in Bayville, NJ contact SETT Movers today. Our team will make sure that you enjoy a seamless moving experience.

Share this story, choose your platform!